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OUR MISSION

TO BUILD A MORE EQUITABLE AND REGENERATIVE LOCAL FOOD ECONOMY THROUGH MISSION-DRIVEN LENDING AND CUSTOMIZED BUSINESS SUPPORT.

A GENUINELY DIFFERENT APPROACH 

We are changing the face of farm finance using mission-driven lending.

There's a lot of talk lately about how to scale regenerative agriculture at the urgent pace required to tackle climate change, and how to make food systems more equitable and resilient in the face of social unrest and global supply chain issues. 

Access to capital is consistently one of the biggest barriers to success for small farmers, and although we're pleased to see how much attention this issue is finally getting, we humbly believe many of the financial models proposed are simply reinventing the wheel—new iterations of extractive models that force farmers to offer a return of and return on investment. The stress of those returns, coupled with the unpredictability of a changing climate, means farmers are forced to carry an inequitable portion of risk. 


To support the long-term viability of food businesses rather than short-term profits from loans, lenders must truly move outside the box of traditional financial models.  And that's exactly what we're doing.

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THE WORLD WE ENVISION CENTERS THESE VALUES:

EQUITY

Everyone should have equal access to capital, including people of color, women, immigrants, LGBTQIA, and beginning farmers and business owners.

PATIENCE

Mother Nature is on her own timeline. Flexibility and responsiveness to borrowers is vital when things don't go as planned. 

RISK
TOLERANCE

Risk is inherent to the work of farmers and entrepreneurs. It is only fair that lenders shoulder some of that risk, particularly as our climate changes. 

AGILITY

The process of applying for a loan should be straightforward and transparent, and borrowers should be able to access capital in a timely fashion.

PARTNERSHIP

Borrowers deserve a lender who is focused on their long-term viability and stays in touch during good times and bad.

STEWARDSHIP

​​Farming does not have to be extractive. Food production should protect and regenerate ecosystems, increase biodiversity, and prioritize the wellbeing all.