THE WORLD WE ENVISION CENTERS THESE VALUES:
Everyone should have equal access to capital, including people of color, women, immigrants, LGBTQIA, and beginning farmers and business owners.
Mother Nature is on her own timeline. Flexibility and responsiveness to borrowers is vital when things don't go as planned.
Risk is inherent to the work of farmers and entrepreneurs. It is only fair that lenders shoulder some of that risk, particularly as our climate changes.
The process of applying for a loan should be straightforward and transparent, and borrowers should be able to access capital in a timely fashion.
Borrowers deserve a lender who is focused on their long-term viability and stays in touch during good times and bad.
Farming does not have to be extractive. Food production should protect and regenerate ecosystems, increase biodiversity, and prioritize the wellbeing all.